Consumer Compliance Officer - (Temp to perm) Job at JCW Group, Fairfield County, CT

RHZHUnVPbFh6NHJuKzhhR092ZStid1ZnS1E9PQ==
  • JCW Group
  • Fairfield County, CT

Job Description

Position Summary

Our recruitment firm has been engaged by a prominent banking client to identify a Consumer Compliance Specialist for a strategic temp-to-perm opportunity. This role is focused on ensuring the bank’s lending practices meet all federal and state regulatory requirements, with a heavy emphasis on Fair Lending (HMDA/ECOA) and consumer protection laws.

The successful candidate will move from an initial contract phase into a permanent role, serving as a key member of the Compliance and Risk Management team.

Key Responsibilities

I. Fair Lending & Analysis

  • Regulatory Oversight: Monitor and ensure compliance with the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), and Home Mortgage Disclosure Act (HMDA).
  • Data Review: Conduct comparative file reviews and statistical analysis to identify potential disparities in underwriting, pricing, or marketing.
  • HMDA Reporting: Audit and validate HMDA LAR (Loan Application Register) data for accuracy and timely submission.

II. Regulatory Compliance & Testing

  • Compliance Testing: Perform periodic testing of consumer loan files (Mortgage, Auto, Personal) to ensure adherence to Regulation Z (TILA), Regulation B, and TRID.
  • Policy Maintenance: Review and update internal compliance manuals and procedures to reflect changes in federal or state law.
  • Audit Support: Assist in the preparation for internal audits and external regulatory examinations (FDIC/OCC/CFPB).

III. Advisory & Training

  • Business Unit Liaison: Serve as a subject matter expert for the retail and mortgage lending teams, providing guidance on compliant marketing and disclosure requirements.
  • Risk Mitigation: Identify gaps in the compliance program and recommend corrective action plans to senior leadership.
  • Training Support: Assist in developing and delivering compliance training modules for bank staff.

Technical Qualifications

  • Experience: 3+ years of experience in consumer compliance, specifically within a bank or financial services firm.
  • Regulatory Knowledge: Deep understanding of ECOA, HMDA, TILA, and UDAAP.
  • Analytical Skills: Proficiency in Excel for data analysis; experience with compliance software (e.g., CRA Wiz, RiskExec) is a plus.
  • Certification: CRCM (Certified Regulatory Compliance Manager) or similar designation is highly preferred but not required for the contract phase.

Job Tags

Permanent employment, Contract work, Temporary work, Bank staff,

Similar Jobs

Taylor Farms

Safety Manager Job at Taylor Farms

 ...Description The position will be responsible to provide site safety leadership, ensure facility compliance with company...  .... This position will also be responsible for Environmental efforts, overseeing Occupational Health and Safety. Job Duties Incident/Exposure... 

United Refrigeration, Inc.

Warehouse Driver Job at United Refrigeration, Inc.

 ...General Summary Provide support for daily branch operations, i.e. make deliveries, pull orders, and put away stock. Supervisor Branch Manager Essential Job Functions 1. Have and maintain a valid drivers license 2. Make deliveries to and pick-ups from... 

Manukind

Social Media Marketing Intern Job at Manukind

 ...is available at Manukind is seeking a creative and motivated Social Media Marketing Intern to support the brand across multiple digital platforms. This is a paid, part-time, onsite internship of approximately 20 hours per week, designed to provide hands-on experience... 

JSG (Johnson Service Group, Inc.)

Structural Mech II Job at JSG (Johnson Service Group, Inc.)

Employment Type: JSG Contract Client: Gulfstream Tulsa 500 City: Tulsa State: Oklahoma Pay Rate $25.66 per hour Experience Requirement High School Diploma or GED required. 2 years related structural assembly experience. Experience working with Solumina... 

Amergis Healthcare Staffing

Corrections LPN | 8hr Eves | $38/hr Job at Amergis Healthcare Staffing

 ...3p-11p full time candidates (40 hrs/week) reach out for more info!: ****@*****.*** or text (***) ***-**** The Corrections Licensed Practical Nurse works in close and immediate contact with adults and children in custody on a daily basis providing general...